Complete Merchant & Credit Card Processing Consulting 773-542-3234
Payment Gateways
The software that talks to a shopping cart or POS system.
Shopping Carts
Software that is part of a web site that communicates with the processor and organizes purchases.
Credit Card Machines
A physical machine, usually sitting on a counter top that processes credit card transactions.
Merchant Accounts
A processing account.
POS (Point of Sale Systems)
A system for managing the sales and back end of restaurant or business. Can be used for inventory accounting and processing.
ACH Payments
Electronic payments made through the Automated Clearing House (ACH) Network also known as electronic checks.
Virtual Terminals
A web version of a physical credit card terminal or Point-of-Sale (POS) machine.
No charge for installation and a savings of at least 20% off your current fees
We can take care of all your Merchant needs including Automatic Billing for your regular customers
Fast pay outs -- 2 or fewer business days
We have complete expertise in all Merchant Service
No Long Term Contract
Stop Paying Hidden Bank Fees!
Banks are notorious for sneaking in fees and finding ways to charge people beyond quoted rates. With Efficient Processing you can put an end to hidden fees and high credit card processing rates. Efficient Processing is an Independent Sales Organization (ISO) with three of the top processors – which allows us the flexibility to beat any pricing.
Education - Learn how to read your statements to find these hidden costs.
Education is the most important component of our service. Each business owner should understand how to read statements so they can detect where hidden fees and overpricing occur. With Efficient Processing each business owner will feel comfortable that the price they were quoted is the actual price they are paying. Our pricing is the lowest because we are an ISO – we set the prices not your bank!
Lower Costs - Better Service - Complete Education
With our emphasis on education – your statements will no longer be a mystery, and you will gain an understanding of every charge. This will allow you to quickly see how you can and will save money. You will be comfortable knowing that you are not being overcharged or thrown mysterious costs. Since our service is based in experience, our agent will make sure that you are getting the best available rate and that you understand and feel extremely comfortable with every part of the process.